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Immigrant

BUYING YOUR FIRST HOME IN CANADA

The CMHC states that newcomers are helping to grow the Canadian population and creating opportunities on the mortgage market place.

Newcomers now have access to innovative mortgage solutions available through different lenders.  Permanent residents can buy their first home with a minimum down payment of 5%.  Non-residents can also have access to purchase a house but with 10% down payment.

The main constraint for newcomers is usually the lack of credit history.  If it is impossible to obtain an international credit report, there are other ways acceptable to prove your solvency to lenders.

Contact an IMERIS Mortgage Agency Advisor to help guide you through the process of becoming a homeowner in Canada.

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Laurentian Bank Chip Banque home equity Industrielle Alliance Verico

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