You are proud of your accomplishment and happy to have your freedom… you have become independent and you are part of the self-employed world!

However, when the time comes to apply for a mortgage loan, many borrowers who are self-employed find that financial institution guidelines are very strict and do not reflect their reality. The process can be frustrating and sometimes, even humiliating.

Fortunately, some lenders and insurers created mortgage products specially adapted to the self-employed reality.  It is now possible, following different guidelines, to obtain a mortgage loan with fewer documents and formalities.  You could be eligible for a mortgage based solely on your revenue simply by declaring it verbally.  A minimum down payment is required and your credit history has to be impeccable.

By meeting with an IMERIS Mortgage Agency Advisor, your mortgage management ally, the process will become simple and efficient!